Features
Explore SmashRemit's Features
SmashRemit Money Transfer
Smash Remit’s Money Transfer feature is built to simplify how you send money locally and internationally. Whether you’re supporting family, handling cross-border business, or sending emergency funds, the app ensures that your transactions are completed swiftly and securely. With a user-friendly interface and real-time processing capabilities, sending money has never been easier or more accessible.
With access to over 100 countries, Smash Remit connects you to a wide global network of banks, mobile wallets, and payout partners. Transfers can be completed instantly or within hours, depending on the destination and delivery method. Whether it’s mobile money in Africa, a bank account in Europe, or cash pickup in Asia, Smash Remit delivers your funds with speed and precision.
One of the standout benefits is the platform’s competitive exchange rates and low transaction fees. Users can preview the real-time rate before confirming the transfer, ensuring transparency with no hidden charges. Every naira, dollar, or pound you send is maximized—making your money go further for the people who matter most.
Security is a core pillar of the Money Transfer service. With bank-level encryption, two-factor authentication, and fraud monitoring systems, Smash Remit guarantees that your data and transactions are always protected. You also receive instant alerts and tracking updates, giving you full visibility from start to finish.
Whether you’re a student paying fees abroad, a worker sending money home, or a business settling invoices overseas, Smash Remit gives you the flexibility and confidence to move money efficiently. It’s not just about transferring funds—it’s about building connections, fulfilling responsibilities, and supporting your global community with ease.
SmashRemit Virtual Card Feature
Smash Remit’s Virtual Card feature offers you a fast, secure, and flexible way to make online payments—without needing a physical bank card. Whether you’re shopping on international websites, subscribing to digital services, or paying for software tools, our virtual cards are designed to give you full control over your online spending.
With just a few taps, you can instantly generate a virtual debit card directly from the Smash Remit app. Each card comes with a unique card number, CVV, and expiry date, allowing you to use it anywhere major online payments are accepted—locally or internationally. This is ideal for users who want a seamless and safer alternative to using their personal bank cards online.
Our virtual cards support multi-currency spending, making them perfect for international transactions without worrying about exchange rate shocks or card blocks. You can fund the card from your Smash Remit wallet and set your preferred currency for each transaction. It’s a flexible tool that adapts to your needs—whether you’re paying in naira, dollars, euros, or pounds.
Security is at the core of the Virtual Card feature. Since the card is digital, there’s no risk of loss or theft like with physical cards. You can freeze, unfreeze, or delete your card instantly from the app. Plus, each card is protected with real-time fraud monitoring and notifications—so you’re always in control.
Even as a freelancer paying for tools, a student subscribing to courses, or a business owner making international purchases, Smash Remit’s Virtual Cards give you a fast, safe, and borderless way to pay online—with zero stress and full transparency.
Smash Remit’s Investments and ROI feature
Smash Remit’s Investments and ROI feature is designed to help you do more than just save—it empowers you to grow your money with safe, reliable, and high-yield investment opportunities. Whether you’re new to investing or looking to diversify your financial portfolio, Smash Remit offers a convenient, low-risk platform to build wealth over time.
Through the app, users can access carefully vetted investment plans with competitive returns on investment (ROI). From fixed-term savings to asset-backed projects, each option is tailored to meet different risk appetites and financial goals. You choose the plan that suits you best, invest directly from your wallet, and start earning passive income—it’s that simple.
One of the standout benefits is transparency and predictability. Smash Remit clearly outlines expected ROI percentages, investment durations, and payout timelines upfront. You’ll always know how your money is working for you, with no hidden fees or unclear terms. Regular updates and detailed performance reports ensure you’re informed at every stage of your investment journey.
Security and accountability are a top priority. Every investment opportunity is risk-assessed, partner-verified, and monitored for compliance. Your capital is protected through secure funding protocols and all transactions are encrypted, ensuring peace of mind while your money grows.
Smash Remit’s investment feature puts you in control of your financial growth. It’s designed to help you reach your goals—whether you’re saving for the future, funding a major project, or simply looking to earn more from your money. With smart, secure, and high-yield options, it’s a reliable way to turn your savings into long-term value.
The investment feature puts you in control of your financial growth. It’s designed to help you reach your goals—whether you’re saving for the future, funding a major project, or simply looking to earn more from your money. With smart, secure, and high-yield options, it’s a reliable way to turn your savings into long-term value.
Smash Remit’s investment feature puts you in control of your financial growth. It’s designed to help you reach your goals—whether you’re saving for the future, funding a major project, or simply looking to earn more from your money. With smart, secure, and high-yield options, it’s a reliable way to turn your savings into long-term value.
Smash Remit’s investment feature puts you in control of your financial growth. It’s designed to help you reach your goals—whether you’re saving for the future, funding a major project, or simply looking to earn more from your money. With smart, secure, and high-yield options, it’s a reliable way to turn your savings into long-term value.
SmashRemit Multi-Currency Wallets
In a world where money moves across borders, your wallet should too. Smash Remit’s Multi-Currency Wallets give you the freedom to hold, send, and manage multiple currencies—all from one app. No more juggling accounts, dealing with high conversion fees, or waiting days for cross-border payments to clear. With Smash Remit, your finances are global, just like you.
Hold Multiple Currencies in One Place:
Switch between naira, dollars, euros, pounds, and more—all within the same secure wallet. Whether you’re a frequent traveler, a remote worker, or a business owner with international dealings, you can keep your money in the currencies you use most—ready to send, receive, or convert in seconds.
Instant Currency Conversion:
Convert between currencies at real-time exchange rates with just a tap. No delays, no surprises. You’ll always know exactly how much you’re sending or receiving, giving you full visibility and control over your money.
Designed for the Modern User:
Planning a trip? Paying a freelancer abroad? Getting paid in a foreign currency? The Multi-Currency Wallet adapts to your lifestyle. It’s not just a feature—it’s a financial passport that simplifies global living and digital commerce.
Safe, Seamless & Always in Sync:
Backed by bank-grade security and instant sync with other Smash Remit services, your wallet is always secure and ready when you are. Whether you’re topping up your virtual card, sending money, or investing, your multi-currency funds are just a tap away.
SmashRemit Bill Payment Feature
Bills shouldn’t be a burden—and with Smash Remit, they aren’t. Our Bill Payments feature transforms the way you manage your day-to-day expenses, giving you a simple, reliable, and centralized way to handle all your payments from one place. No queues. No stress. No missed due dates.
From airtime top-ups to electricity, internet, cable TV, data bundles, and even school fees—Smash Remit allows you to pay all your bills instantly, anytime, anywhere. The process is straightforward: choose the service, enter your details, pay, and you’re done. Your receipts and transaction history are saved automatically, so you always have a record when you need it.
Instant, Automatic,Reliable:
We’ve integrated with major service providers across Nigeria and beyond, so you can rest easy knowing your payments go through without delay. Got multiple bills? Schedule recurring payments or set reminders right from the app, and Smash Remit will handle the rest—so you never forget or fall behind.
Pay Your Way:
Use your Smash Remit wallet, linked bank account, or virtual card to pay. Want to top up a loved one’s phone or settle bills on their behalf? No problem. Bill payments can be made for yourself or anyone else, making it perfect for supporting family, friends, or even employees.
Trackable, Transparent & Secure:
Every transaction is processed with real-time confirmation, bank-grade security, and visible tracking. You’ll receive instant alerts and digital receipts for peace of mind. No waiting. No guessing.